Deleted user
Lawyer
posted 2 years ago
Who is XX here? is this an agent/collector of the bank? and YY is the bank? if yes, then the bank should credit your entire settlement to XX, bank already admitted their negligence hence it falls under solutio indebiti under Article 2154. of the New Civil Code which states: If something is received when there is no right to demand it, and it was unduly delivered through mistake, the obligation to return it arises.